Software

Vipps

Norwegian mobile payment platform used by 4.5+ million Norwegians for P2P payments, in-store payments, online checkout and business invoicing

✅ Low Risk · Score 0.32/5

Product Details

Hosting & Jurisdiction

Data Residency

🇳🇴 NO

Jurisdiction Exposure

🛡️ No foreign exposure

Norwegian company owned by DNB, SpareBank 1 and other Norwegian banks. Payment data stays in Norway. Regulated by Finanstilsynet.

NDSI Assessment

0.3 / 5.0 risk score

v1.0 · 2025-12-19

Key Concerns

Norwegian Digital Sovereignty Index v1.0 — Assessed 2025-12-19

Data ✅ 0/5

Payment data stored in Norway, strict PCI-DSS compliance

Environment ✅ 1/5

Norwegian infrastructure

Legal ✅ 0/5

Subject to Norwegian law, regulated by Finanstilsynet

Local presence ✅ 0/5

Headquarters in Oslo, Norwegian support

National security ✅ 0/5

Critical Norwegian payment infrastructure, bank-owned

Operational ✅ 1/5

Cloud-based, critical national payment infrastructure

Security ✅ 0/5

PCI-DSS certified, bank-level security, BankID integration

Strategic ✅ 0/5

Norwegian company, owned by Norwegian banks. Merged with Danish MobilePay 2022.

Supply chain ✅ 1/5

Norwegian bank consortium ownership

Technology ✅ 0/5

Norwegian development, standard payment APIs

Finance