Skip to main content
🇳🇴 Vipps MobilePay AS No foreign exposure

Vipps

Norwegian mobile payment platform used by 4.5+ million Norwegians for P2P payments, in-store payments, online checkout and business invoicing

Low Risk (Score: 0.32/5)

Hosting & Jurisdiction

Data Residency
🇳🇴 NO
Jurisdiction Exposure 🛡️ No foreign exposure
Self-Hosted No

Norwegian company owned by DNB, SpareBank 1 and other Norwegian banks. Payment data stays in Norway. Regulated by Finanstilsynet.

Key Concerns

  • Critical infrastructure - high availability requirements
  • Merger with MobilePay creates Nordic consolidation

NDSI Assessment

Norwegian Digital Sovereignty Index v1.0 - Assessed 2025-12-19

Data 0/5

Payment data stored in Norway, strict PCI-DSS compliance

Environment 1/5

Norwegian infrastructure

Legal 0/5

Subject to Norwegian law, regulated by Finanstilsynet

Local presence 0/5

Headquarters in Oslo, Norwegian support

National security 0/5

Critical Norwegian payment infrastructure, bank-owned

Operational 1/5

Cloud-based, critical national payment infrastructure

Security 0/5

PCI-DSS certified, bank-level security, BankID integration

Strategic 0/5

Norwegian company, owned by Norwegian banks. Merged with Danish MobilePay 2022.

Supply chain 1/5

Norwegian bank consortium ownership

Technology 0/5

Norwegian development, standard payment APIs

Technical Details

Open Source No
Data Portability Partial
Self-Hosted No

Sources