Vipps
Norwegian mobile payment platform used by 4.5+ million Norwegians for P2P payments, in-store payments, online checkout and business invoicing
Hosting & Jurisdiction
Norwegian company owned by DNB, SpareBank 1 and other Norwegian banks. Payment data stays in Norway. Regulated by Finanstilsynet.
Key Concerns
- Critical infrastructure - high availability requirements
- Merger with MobilePay creates Nordic consolidation
NDSI Assessment
Norwegian Digital Sovereignty Index v1.0 - Assessed 2025-12-19
Payment data stored in Norway, strict PCI-DSS compliance
Norwegian infrastructure
Subject to Norwegian law, regulated by Finanstilsynet
Headquarters in Oslo, Norwegian support
Critical Norwegian payment infrastructure, bank-owned
Cloud-based, critical national payment infrastructure
PCI-DSS certified, bank-level security, BankID integration
Norwegian company, owned by Norwegian banks. Merged with Danish MobilePay 2022.
Norwegian bank consortium ownership
Norwegian development, standard payment APIs